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Financing your Furniture Purchase

At Fair Deal Furniture, We partnered with Fairstone and Flexiti to help you finance your furniture purchase

At Fair Deal Furniture, we recognize that furniture, mattresses, and appliances are significant investments in your home. That's why we take pride in providing a variety of flexible financing solutions through our partnership with Fairstone and Flexiti. With approval, our Deferred Payment plans and Equal Monthly Payment plans offer you the freedom to enjoy your purchases sooner. The choice is entirely yours.

Fair Deal Furniture

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Fair Deal Furniture

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Choose the Financing Plan

Deferred Payments

With Fairstone financing, enjoy flexible deferred payment options.

No payments are required during the promotional period.

𝟑 𝐌𝐨𝐧𝐭𝐡𝐬 No admin fee 𝟔 𝐌𝐨𝐧𝐭𝐡𝐬 $49.99 Admin Fee Minimum Purchase: $499.99 𝟗 𝐌𝐨𝐧𝐭𝐡𝐬 $59.99 Admin Fee Minimum Purchase: $499.99
𝟏𝟐 𝐌𝐨𝐧𝐭𝐡𝐬 $79.99 Admin Fee Minimum Purchase: $499.99 𝟏𝟓 𝐌𝐨𝐧𝐭𝐡𝐬 $79.99 Admin Fee Minimum Purchase: $499.99 𝟏𝟖 𝐌𝐨𝐧𝐭𝐡𝐬 $129.99 Admin Fee Minimum Purchase: $499.99

Fast, easy and super flexible.

With Deferred Payment plans, payments aren’t due until the end of the financing term. Finance charges, however, will accrue on the purchase from the beginning of the term. If the purchase price is paid in full by the expiration date of the financing term, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. If the purchase is not paid in full by the term expiration date, the accrued finance charges will be charged to the Cardholder’s account.

Deferred Payments

Admin fees range from $0 to $249.99 depending on your term length and may be expresses as a monthly or annual amount. Not applicable for Quebec residents.

𝟑 𝐌𝐨𝐧𝐭𝐡𝐬 No admin fee 𝟔 𝐌𝐨𝐧𝐭𝐡𝐬 $29.95 – $49.99 Admin Fee Minimum Purchase: $250 – $500 𝟗 𝐌𝐨𝐧𝐭𝐡𝐬 Not commonly offered
𝟏𝟐 𝐌𝐨𝐧𝐭𝐡𝐬 $49.95 – $99.99 Admin Fee Minimum Purchase: $500 𝟏𝟓 𝐌𝐨𝐧𝐭𝐡𝐬 Varies 𝟏𝟖 𝐌𝐨𝐧𝐭𝐡𝐬 $79.99 – $149.99 Admin Fee Minimum Purchase: $500 – $1000

Buy now, pay later with Flexiti

Not only does 0% interest* help make your purchase affordable, your FlexitiCard makes financing easy too. Pick a plan that best suits your budget. Choose between equal monthly payments, deferred payments, or simply use it like a regular credit card.*

Financing FAQ (Flexiti & Fairstone)
What financing options do you offer?
We offer flexible financing options through Flexiti and Fairstone Financial. These plans allow you to purchase now and pay over time with promotional financing options such as deferred payments or equal monthly payments.
What is deferred payment financing?
Deferred payment financing allows you to take your purchase home now and pay later.

✔️During the promotional period:
✔️No payments may be required, depending on the plan.

Interest may accrue, but it will be waived if the full balance is paid before the promotional period ends.

If the balance is not paid in full by the end of the promotional period, the accrued interest will be applied to your account.
What are equal monthly payment plans?
Equal monthly payment plans allow you to spread the cost of your purchase into fixed monthly payments over a set number of months.

During the promotional period:
✔️You will make regular monthly payments
✔️Interest is typically not charged if payments are made on time and according to the agreement.
How do I apply for financing?
You can apply for financing in-store or by clicking apply now - online. The application process is quick and requires basic personal information for a credit approval decision.
How long does approval take?
In most cases, approval decisions are provided within minutes after submitting your application.
Can I pay off my financing early?
Yes. You can pay off your balance early at any time without penalty. Paying early may help you avoid interest charges on deferred payment plans.
Where can I find full terms and conditions?
Full financing details can be found in your Flexiti Cardholder Agreement or Fairstone Account Agreement. You may also contact the financing provider directly for additional information.
FAQ Media