Financing your Furniture Purchase
At Fair Deal Furniture, We partnered with Fairstone and Flexiti to help you finance your furniture purchase
At Fair Deal Furniture, we recognize that furniture, mattresses, and appliances are significant investments in your home. That's why we take pride in providing a variety of flexible financing solutions through our partnership with Fairstone and Flexiti. With approval, our Deferred Payment plans and Equal Monthly Payment plans offer you the freedom to enjoy your purchases sooner. The choice is entirely yours.
Buy now, pay later.
Not only does 0% interest* help make your purchase affordable, your FlexitiCard makes financing easy too. Pick a plan that best suits your budget. Choose between equal monthly payments, deferred payments, or simply use it like a regular credit card.*
Fast, easy and super flexible.
With Deferred Payment plans, payments aren’t due until the end of the financing term. Finance charges, however, will accrue on the purchase from the beginning of the term. If the purchase price is paid in full by the expiration date of the financing term, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. If the purchase is not paid in full by the term expiration date, the accrued finance charges will be charged to the Cardholder’s account.
*O.A.C. Subject to terms of the Flexiti cardholder agreement.
Available plans depend on merchant and in-store or online shopping. Minimum purchase may apply, contact for details.
For no payments deferred plans, no payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly.
Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account.
For equal monthly payment plans, your purchase is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable.
If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder's creditworthiness at time of application.
Current Account AIRS are 31.99 %, 35% (max for Quebec residents), and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees may apply depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promo term length (excluding Quebec residents).
Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces.
No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Conditional upon ID and on approved credit and valid email address required.
Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice.
Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.